Our employee benefit products include:
Group Insurance
•   Health, Life, Dental and Disability Insurance
•   Voluntary benefits
•   Cost-effective, customized fully insured plans
•   Self-insured plans, including high-deductible and defined contribution
•   HRA plans, HSA plans and Cafeteria plans

COBRA Administration
•   Experienced in the COBRA/State Continuation guidelines and notification process
•   Development of administrative procedures for COBRA compliance

HIPAA Compliance
•   Guidance through the complexities of HIPAA legislation
•   Development of procedures and forms necessary for HIPAA compliance

Retirement Plans
•   Qualified 401(k), Simple, SEP and 403(b) Plans
•   Custom-designed Non-Qualified Retirement Plans

Customized Executive Plans
•   Split Dollar
•   Key-Man Life Insurance
•   Buy-Sell Agreements
•   Deferred Compensation

Employee Assistance Programs

Full suite of products and services:
Health and Dental Insurance, Life and Disability Insurance, Financial Planning/Estate Planning, Long-Term Care, IRAs: Traditional, Educational, and Roth.

We are strategically partnered with industry specific agencies that specialize in business services such as: Property and Casualty Insurance, Workers' Compensation, Liability Insurance

Human Resource Services
Cafeteria Plans and Section 105 Plans, Creative plans, designed to meet your business goals. Document and Summary Plan Description preparation, Premium Only, Flexible Spending Accounts, Flex Spending Credits and Employer, HRA and HSA Plans, Claims Adjudication, Discrimination Testing, Form 5500 preparation, Debit Card Tracking Technology,
Other Services Include:
•   Benefit statements
•   Bill reconciliation
•   Payroll services